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Beginner's Guide To Workers Compensation Encino Insurance


By Helen Graham


There are a lot of complicated and confusing legal terms that get tossed around when talking about workers' compensation. The in-depth meaning of terms like double indemnity, actuarial computation, statutory benefits and earning capacity is not really necessary information that you have to master when seeking Workers Compensation Encino for a work-related injury. However, you should find lawyer who not only understands these concepts, but can put them to use in your case and win the trial.

For example, the law requires that a sick or injured worker notify their employer of an injury within a specified period after an accident or an injury has occurred. Since you could be in the hospital during the notification period, it may be difficult to notify the proper employer personnel within the allotted time.

If notification is not made on time, benefits can be denied. Your attorney will work with you at this critical time to ensure that you properly show that were you were injured while performing your job, that proper notification is made and documents are collected for submittal to the insurance carrier. Similarly, if you are an independent contractor, a compensation attorney can help you determine your legal eligibility for reimbursement under the law.

The goal of this law is to provide the safest, healthiest, and fasted road to recovery for an injured worker, so they can get back to performing at the same level they were before the incident, and support themselves and their family.

In another area, depending on your situation, you may be eligible for social security disability benefits while also receiving employee reimbursements for the injury. Your attorney and his/her associates can help you determine if you are also eligible to receive both benefits, and if so, provide the service you need to efficiently claim both benefits.

The exact result of one's work related injury claim will depend on the circumstances of the accident and on his or her specific medical condition. Obviously, the more severe the injury, the more workers compensation one will be eligible to receive. One should ask his or her compensation attorney to assess his or her particular situation and give an estimate of the amount of monetary reparation that he or she could obtain.

Of course, making a successful claim is not as cut and dry as it might seem. In many of these cases, insurance companies try to "bully" victims into accepting an insufficient settlement or low offer. They do this by arguing that the injury was preexisting, did not occur because of work, or listing the medical expenses much cheaper than they really are.

The law enables such employees to get financial security in terms of money every month during the time when he/she is injured in the industry and not able to come up for work. This is one of the major benefits given by this insurance policy. In the same way, it also provides financial assistance to the worker's family in case of worker's death or disability that is caused due to working hazards

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